If you’re one of the many single adults who feel that life is passing them by, consider taking action to rev up the excitement factor and get rid of the blahs. Working adults who live alone can too easily fall into a rut of working, eating, and sleeping. Life ends up being a long, boring cycle of earning money for the sake of earning it, and existing rather than living. What’s the solution? Action. Start by getting your finances in order so that you’ll be able to do things like take occasional trips, go on social outings, and join clubs that interest you. Any single person can improve their lifestyle and have more choices by doing the following.
Make a Long-Term Investment Plan
It’s wise to begin with your financial health because it tends to affect everything else. Do a full-scale budget and long-term review of your personal retirement plan and fiscal situation. Set up a retirement account if you don’t currently have one. Work with a professional investment advisor or CPA (certified public accountant) to build an investment portfolio that delivers reasonable rates of return. Never let your savings sit idly in low interest accounts at banks or credit unions.
Sell Your Life Insurance Policy
Consider turning a term life insurance policy into cash via a life settlement. These relatively simple transactions offer single adults the chance to get immediate funds from a policy rather than paying premiums on coverage you neither need nor want. Step one involves reviewing an online guide that spells out all the details of converting term policies into cold, hard cash. For an immediate lifestyle improvement, there’s no faster, easier way to go that to do a life settlement. Then, you can either bank the funds, add them to your investment account, or spend some of the money on a trip or new vehicle.
Being single doesn’t mean being alone. Stay connected to your community and circle of friends by taking part in sports teams, signing up for all singles dating groups, joining a church, or starting your own movie watchers or dining out club for unmarried adults. Avoid spending too much time online. In today’s digital world, it’s just too easy to get into the online rut of never interacting with other human beings in person. This is especially true if your job is mostly an online affair, in which you spend hours of each working day in front of a monitor with minimal social contact.
When you live alone, even if you have a healthy hygiene routine, there’s no one to point out some of the obvious physical symptoms of what could be serious medical conditions. This is one of the reasons that married couples tend to outlive unmarried people who live alone. The solution is to get regular medical checkups and stay in contact with others. That way, you have a doctor and a group of close friends who can alert you to physical characteristics that might need medical attention. It’s essential to have at least one person in your life who can tell you if you appear to be depressed or unusually down.